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Author Archives: Ken Melblock
Best Mortgage Rates: Obtain The Best Mortgage Rates
The mortgage market has significantly changed in the last couple of years. The number of mortgage products available is much smaller than it used to be, 90% LTV mortgages have almost disappeared, and lenders in general are becoming a lot more careful. No longer do they allow mortgages equal to 6 times your yearly income, and for customers with poor credits rating, getting a mortgage has become extremely difficult. Despite the credit crunch, there are still some great mortgage deals available on the market. We give you 7 tips to help you get the best mortgage rates: Continue reading
Federal Loan Modification: Loan Modification Guidelines
Across the country people are facing the specter of foreclosure. Citizens are bombarded, on a daily basis, with news of unemployment and uncertainty. Homes in cities, rural areas and suburbs are standing empty and neglected, with yards growing out of control and once attractive dwellings are falling into disrepair. These abandoned homes were once full of love and laughter; however the homeowners didn’t seek federal loan modification help. Governments across the nation realize something must be done to save family homes and neighborhoods. Communities and citizens have turned to the federal government to find a solution to the foreclosure crisis that has grown out of control. The federal government has responded. The government has been working with lenders to develop ways to keep borrowers in their homes. Allowing homeowners to refinance or change their existing mortgages will give the mortgage help that people need. Continue reading
Obama Mortgage: Loan Modification Questions About Obama’s Federal Housing
There are many Americans who would like to keep their house, but they are not sure what provisions Obama has made during our recession. Does this sound like you? Fact: Obama has put 75 Billion aside to help you keep your home, he does not want Americans homeless. Continue reading
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Tagged Finance & Money mangement, obama mortgage
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Mortgage Payment Assistance: Quick Steps to Getting a Mortgage After Bankruptcy
With interest rates and home prices at historic lows, many individuals (previously forced from the market) are now grabbing for their slice of the American Dream… the dream of home ownership. The newly announced CHF Access down payment assistance program will make this dream a reality for thousands of California residents. Continue reading
Obama Mortgage: Obama’s First Time Home Buyer Stimulus Plan
Many Americans waited patiently for, and was watching for Obama’s first time Obama mortgage home stimulus plan to emerge. Now that it is here, all eyes are watching the housing industry like a hawk. This includes, real estate companies, big lenders, politicians on both sides, and of course, the potential receivers of this plan. As detailed by his now enacted law, Obama has made the way, for first time homeowners, an eight thousand tax credit in helping them reduce the burden in the purchase of their homes. Continue reading
Posted in Finance & Money mangement
Tagged Finance & Money mangement, obama mortgage
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